If you’re a business owner, investor, or side hustler, your tax and legal structure MATTERS.And if you’re still filing everything under your own name or haven’t made the switch to an S corp, you could be leaving thousands of dollars and tons of peace of mind on the table.
That’s why we created the Trifecta.
It’s not a gimmick. It’s not complicated. It’s a simple, proven framework to:
Let’s break it down step by step.
The Trifecta is a 3-part structure that connects your personal life, investments, and business under one coordinated tax and legal strategy:
Think of it as a triangle with your 1040 tax return in the center, blending it all together.
A revocable living trust is not about tax savings. It’s about organization, privacy, and protection for your family.
✔️ Avoids probate (which costs Americans over $500 billion annually)
✔️ Gives your heirs a clear roadmap
✔️ Keeps your estate out of the courts
✔️ Lets you decide when (and how) your kids inherit
And no—you don’t need to be rich to have a trust. If you own a home or have kids, it’s time.
Your investments—especially rental properties—go on the right side of the Trifecta.
✔️ Use an LLC in the state where the property is located
✔️ Keep your personal assets protected from tenant lawsuits
✔️ Let your trust own the LLC—not you
✔️ Always use manager-managed LLCs (never member-managed)
LLCs are for asset protection, not tax savings. If someone tells you otherwise, they’re selling you something.
This is where the magic happens.
If you’re making money in a business—whether it’s full-time, part-time, or just weekend hustle—this is where your LLC taxed as an S corp belongs.
Make $100,000 net profit
→ Pay yourself $40K salary
→ Take $60K as a distribution
Result? You save $8K–$10K in self-employment tax. Every. Single. Year.
Even former President Joe Biden did it. In 2016, he used an S corp to save $230,000 in FICA taxes on his book deal. If it’s good enough for the president, it’s good enough for you.
Too many CPAs are overly conservative or just don’t understand small business strategy.
If your accountant says, “You need to be making $150K–$200K before forming an S corp,” GET A SECOND OPINION.
We’ve helped thousands of clients set up affordable, legal S corp structures starting at $50K net income—with no audit risk and massive savings.
By using this structure, you will be prepared and empowered to:
Remember, It’s easier to save money than it is to make money. The Trifecta helps you do both.
Yes! A trust isn’t just for the wealthy. It helps avoid probate, keeps your estate organized, and protects your family from legal battles and delays.
As soon as you’re netting $50,000 or more per year. That’s where the self-employment tax savings kick in.
An LLC is a legal structure. An S corp is a tax status. You can convert your LLC to be taxed as an S corp—best of both worlds.
That depends on how much equity each property holds. A good rule of thumb: if a property has over $200K in equity, consider its own LLC.
Yes! In fact, it should. That’s how you keep everything connected and organized under the Trifecta.
Don’t wing this. Don’t DIY it at 2 a.m. after a bowl of cereal.
Get it right the first time with a team that knows how to keep it legal, simple, and affordable.
Book a strategy session at KKOSLawyers.com
Let’s build your Trifecta—so you can save more, protect more, and sleep better at night.
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